Say goodbye to useless scratch cards. Pay electricity, mobile recharges, FASTag, LPG, and credit card bills instantly with bank-grade security—and unlock guaranteed discount coupons at your favorite local restaurants, salons, and stores.
On every bill payment
NPCI Certified Gateway
Local coupon unlocked
Earn flat 5% reward points on every bill payment. Redeem 1,000 points to scan merchant QR codes and unlock 10% to 20% discounts (saving ₹200 to ₹400 on spends like ₹1,000 at local restaurants & stores)!
Over 20,000+ billers supported across India through Bharat Bill Payment System.
Instant bill fetching for state electricity boards (MSEDCL, BESCOM, TNEB, Tata Power, Adani & more).
⚡ Instant BBPS ReceiptRecharge Jio, Airtel, Vi, and BSNL with top-up recommendations, data packs, and full talktime offers.
📱 1-Click RechargeTata Play, Airtel Digital TV, Dish TV, Sun Direct, and D2H recharge with instant plan activation.
📺 Zero DowntimeRecharge FASTag issued by ICICI, Paytm, HDFC, SBI, Kotak, Axis, and 30+ authorized banks.
🚗 Toll Plaza ReadyBook HP Gas, Bharat Gas, and Indane cylinders or pay piped natural gas bills with subsidy tracking.
🔥 Doorstep DeliveryPay ACT Fibernet, JioFiber, Airtel Xstream, Hathaway, BSNL, and Excitel monthly fiber plans.
🌐 High Speed ActivePay Visa, Mastercard, and RuPay card bills across all banks with BBPS instant credit confirmation.
💳 Avoid Late FeesPay Bajaj Finserv, Home Credit, Muthoot, Hero Fincorp, and 100+ NBFC and Bank EMIs seamlessly.
💰 Credit Score SafePay municipal corporation water supply bills and property taxes without standing in lines.
💧 Hassle-FreeFetch exact billed amounts for Airtel, Jio, and Vodafone Idea postpaid connections.
📄 Detailed InvoicesRenew LIC, Max Life, HDFC Life, Star Health, and ICICI Prudential policies instantly.
🛡️ Continuous CoveragePay school/college tuition fees and medical clinic bills with verified digital receipts.
🎓 Certified BBPS
Unlike other apps that give you useless vouchers for products you never buy, AvanzoPay partners with verified local merchants right in your city. Every bill payment gives you coupons you actually use!
10% to 25% Off Food & Fine Dining
10% Off Maintenance & Repairs
20% Discount on Haircut & Grooming
10% Off Cappuccino & Cafe Treats
Get your bill paid in less than 30 seconds with guaranteed rewards.
Choose your electricity board, mobile operator, DTH provider, or FASTag and enter your customer ID for instant BBPS bill fetching.
Complete your payment using UPI (GPay, PhonePe, Paytm, BHIM), Debit/Credit Cards, Net Banking, or Digital Wallets with zero failure.
Get instant verified BBPS payment confirmation, earn reward points, and redeem exclusive discounts at local cafes, salons, and stores.
See how AvanzoPay is transforming utility bill payments across India.
"I used to get useless cashback cards on other payment apps. With AvanzoPay, I paid my electricity bill and immediately got a 20% discount coupon at my neighborhood salon! Truly rewarding."
"Super fast FASTag and mobile recharge. The BBPS receipt generates instantly and there are zero hidden fees. Plus the 10% dining discount at Cafe Celebration is great."
"Managing credit card bills, broadband, and gas cylinder booking from one clean interface is fantastic. The UI is sleek and the local discounts genuinely save money."
Everything you need to know about AvanzoPay bill payments and rewards.
AvanzoPay is a unified bill payments and financial utility application powered by the Bharat Bill Payment System (BBPS). It allows you to pay electricity, mobile, DTH, gas, FASTag, and loan EMIs while earning real discount coupons and offers from top local merchants.
Yes, 100%. AvanzoPay is officially integrated with the Bharat Bill Payment System (BBPS) under NPCI and RBI guidelines. All transactions are protected with 256-bit bank-grade encryption and you receive an official BBPS reference number with every payment.
Unlike other apps that give scratch cards with irrelevant online brands, AvanzoPay partners directly with real local establishments—such as popular cafes, family dining restaurants, automobile service centers, salons, and retail shops in your city.
AvanzoPay supports UPI (Google Pay, PhonePe, Paytm, BHIM), all major Credit/Debit Cards (Visa, Mastercard, RuPay, Maestro), Net Banking across 50+ banks, and popular digital wallets.
Local businesses can join our partner network via the AvanzoPay Business platform to issue targeted discount coupons, attract nearby footfall, and verify redemptions instantly by scanning the customer's QR code.